Declaration of Trust Solicitors
If you are considering having a Declaration of Trust prepared, our experienced team of Declaration of Trust Solicitors can assist you throughout the entire process and ensure your interests are protected and wishes adhered to.
A Declaration of Trust, sometimes called a Deed of Trust, is a legally binding document that records the financial arrangements between joint owners of a property. The aim of the declaration is to record each person’s initial contribution to the property, their ongoing financial responsibilities, and what will happen should the property be sold or if one person wants to be bought out.
You may want to consider creating a Declaration of Trust in the following circumstances:
- If you are buying a property and are cohabiting but unmarried
- If you are buying property with a friend or business partner
- If you are buying using money you have been lent by a friend or relative
In these cases, a Declaration of Trust can protect your interest in your property. The declaration records how much each person has contributed to the deposit for the property (including people who are not living in the property, for example parents providing a loan or gift as a deposit), how much each person should contribute to mortgage payments, and how shares will be divided should the property be sold off.
A Declaration of Trust also acts as a true account of ownership, superseding mortgage and land registry records. When couples contribute different amounts to the deposit, parents loan their children money for a deposit, or when one party is prevented from having their name on the mortgage (for example if they already have a mortgage on another property), then a Declaration of Trust can safeguard these parties’ interests and ensure that in the event of a relationship breaking down or some other unforeseen eventuality, that any ambiguity will be avoided.
Our experienced team of Declaration of Trust Solicitors act for clients throughout the UK. In addition to office meetings, we offer remote consultations via video conferencing software such as Microsoft Teams and Zoom.
If you are considering making a Declaration of Trust please call us on 0800 086 2929, email info@elitelawsolicitors.co.uk or complete our Free Online Enquiry Form to arrange a free, no-obligation discussion with one of our expert Declaration of Trust Solicitors.